Free Tools to Support Your Debt-Free Journey
You don’t need a spreadsheet that gives you a headache.
You don’t need an app that forgets you’re human.
What you do need is a calm space to track your progress — your way.
That’s what these free tools are for:
Simple. Gentle. Actually usable.
Whether you’re just getting started or deep into your debt payoff plan, these printable tools are here to help you move forward — no shame, no pressure, just progress.
Debt Tracker That Doesn’t Judge You
This printable lets you track your debt in a way that feels doable — no overwhelm required. Includes a debt overview table, progress bar, and a space to write yourself a little encouragement.
Budget Starter Worksheet (Coming Soon)
A one-page worksheet to help you build your first “good enough” budget without the pressure to be perfect.
Emotional Spending Reflection Page (Coming Soon)
A printable worksheet for understanding the “why” behind your spending — and reclaiming your financial calm.